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Personal Credit Cards

Find the card that's right for you!

Are you looking for a rewards card that earns automatic bonus points on every purchase, every month? Or maybe you prefer a card to pay down your balances on other credit cards faster or to save on interest. Whatever your needs, we have a credit card that's right for you!

Visa Signature Card

Visa® Bonus Rewards Card

  • Get 25% more on all points earned*
  • No caps or limits on amount of points earned**
  • $25 cash back with your first purchase***

Learn More or Apply Now

Available 50%
more points

Visa Platinum Card

Visa® Platinum Card

  • Our best introductory APR offer
  • Pay down your other credit card
    balances faster
  • Save on interest

Learn More or Apply Now

Visa College with Relationship Rewards Card

College Rewards Visa® Card

Learn More or Apply Now


Business Owners

We also offer Visa® business credit cards.

Redeem Points

Redeem Reward points online at or by calling 1.800.657.8308.

Report a Lost or Stolen Credit Card

IMPORTANT: Contact us immediately upon the loss or theft of your credit card by calling 1.866.794.2137.

Subject to credit approval. *The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points.) **The Elan Rewards Program is subject to change. Points earned on net purchases (purchases minus credits and returns). Points will expire five years from the end of the quarter in which they are earned. ***Cash back is in form of statement credit. First purchase bonus points will be applied 6-8 weeks after first purchase & are not awarded for balance transfers or cash advances.

The creditor and issuer of the Visa credit card is Elan Financial Services pursuant to a license from Visa U.S.A., Inc. FNB Bank, N.A. is not affiliated with Visa.